Who Is The Bankrupt Person?

Who Is The Bankrupt Person?

The Prophet Muhammad ﷺ asked one group of his companions: "Do you know who the bankrupt person is?"

They said: "A bankrupt person amongst us is the one who has neither money nor property."

The Prophet ﷺ said: "The bankrupt person of my nation is he who would come on the Day of Resurrection with prayer and fast and giving great amounts in charity. 

And at the same time, he would come having abused this one, and slandered that one, and consumed the wealth of the other unlawfully, and shed the blood of yet others and having beaten others.

Then any person whom he has wronged will be given from his good deeds on that Day. And if his good deeds are exhausted until he clears the account concerning all of the people he has oppressed, the sins of those people whom he has wronged will be thrown unto his account and after that, he will be thrown into the hell fire."

Ref.: Sahih Muslim, Book 32, Number 6251

All Praise belongs to Allaah, may His peace and blessings be upon our final Prophet Muhammad ﷺ, his family, his companions and all those who follow his guidance.

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The Prophet (sal Allahu alaihi wa sallam) said, 

"Whoever recites ten verses at night will not be recorded as one of the heedless." 

[Al-Haakim in al-Mustadrak - classed as Sahih by Al-Albaani in Saheeh al-Targheeb]